HyrePest

Guarantees

Termite warranties and bonds

What a bond pays for, what quietly ends it, and how to judge whether yours is still worth renewing.

Updated September 28, 2026

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Written by HyrePest Research Desk Primary-source research and fact checking

The short answer

A termite bond is an agreement, usually renewed each year, under which a company inspects your home and treats again if termites return. Whether it also pays to repair damage depends on the contract.

Ask one question first: does it cover retreatment only, or retreatment and repair of damages? A WDI report from a house sale is not a bond or a warranty.

Key takeaways

Two different products

Retreatment only sends a technician. Retreatment and repair also pays a builder, up to a stated limit.

A report is not a warranty

A WDI report describes one day. A bond covers a period, with duties on both sides.

Cover can end by accident

A new patio, a lifted bait station or a missed renewal can void it.

A lapsed bond may not restart on the old terms

You may need a new inspection, and sometimes a new treatment.

We sell no bonds

HyrePest does not sell, underwrite or administer termite bonds, and this is not legal advice.

Find a pest control company for termite work

Free, with no obligation: a person at HyrePest reads your request and replies. Matching with pest control companies is not live yet, so this is not a quote.

What is the difference between retreatment only and retreatment and repair?

Georgia’s Structural Pest Control Commission requires one of these statements on every wood-destroying organism contract. The wording is the rule’s own.

Bond typeWhat the contract must say
Retreatment only“This contract provides for retreatment of a structure but does not provide for the repair of damages caused by wood destroying organisms.”
Retreatment and repair“This contract provides for retreatment of a structure and the repair of damages caused by wood destroying organisms within the limits stated in this contract.”

Georgia requires whichever statement applies to be printed inside heavy black borders. The rule binds Georgia licensees only. We cite it because the same choice sits in termite bonds everywhere, boxed or not. Source: Ga. Comp. R. & Regs. 620-6-.02 (Contracts).

Is a WDI report the same as a warranty?

No. North Carolina’s regulator, which oversees these reports, says so in plain words.

DocumentWhat it is, and what it is not
WDI reportNorth Carolina’s Department of Agriculture says the report is “not a warranty as to the absence of wood-destroying insects; it is a report of the visible presence or absence of wood-destroying insects at the time of the inspection.”
Not a clearanceNCDA also states the report is not a “clearance letter”, in that it does not necessarily clear a structure; not a “termite letter”, in that it addresses more than just termites; and not a structural damage report.
Termite bondAn ongoing agreement over a period, with an inspection each year and duties on both sides. A clean report and no bond gives you a record, not protection.

See termite and WDI inspections for what an inspector looks at.

What should I find out about my termite bond?

Nine questions. The answers are in your agreement, or the company can put them in writing.

Retreatment, or retreatment and repair?

This is the whole difference. One sends a technician. The other pays a builder, within a stated limit.

What is the damage limit?

A repair bond usually caps what it pays. A cap well below the cost of a serious structural repair is worth knowing about now.

What triggers it?

Live activity confirmed by whom, and on what evidence? Does a new inspection come first, and who pays for it?

What is the yearly inspection?

This is what you renew each year. Ask what it found in each of the last three years.

What must you maintain?

Grade below the siding, no wood touching soil, leaks fixed in time, access granted. Breaking these is how cover is lost.

What voids it?

Usually a set list. Landscaping over the treated zone, removing bait stations and a missed renewal are the common ones.

Does it transfer when you sell?

For what fee, and does the buyer get the rest of your term or a new one? The same checks apply to any pest control contract.

What does renewal cost, and can it rise?

A bond runs for years but is quoted one year at a time.

What if you miss a renewal?

Often you cannot just restart. A new inspection, and sometimes a new treatment at full price, may be needed.

What quietly ends termite cover?

Four things, and a homeowner can do most of them by accident.

01
Breaking the treated zone

A new patio, a French drain, a utility trench, a raised bed or a plumbing repair can cut through a soil treatment. Tell the company before the work, not after the next swarm.

02
Removing bait stations

Yours, or a landscaper’s doing. Georgia’s rule requires bait contracts to state: “The removal of the bait or baiting system may result in a lack of termite protection.”

03
Missing the yearly inspection

Refusing or putting off access breaks many agreements. It is also the visit that would have caught a problem early.

04
Letting a renewal lapse

Once a renewal lapses, the bond usually cannot be picked up where it stopped. Restarting often means a new inspection, and sometimes a new treatment.

Is my termite bond still worth renewing?

Ask the company for the last three yearly inspection findings in writing.

Then weigh three things an inspection cannot change: termite pressure where you live, whether your house makes retreatment easy or costly, and whether you could spot a problem early yourself.

On a slab house in a high-pressure region, the monitoring does real work. Elsewhere, ask the question directly.

Check the conditions that raise termite risk

What to ask before you sign

Repair

Does this bond cover retreatment only, or retreatment and repair of damages?

Limit

What is the most it will pay for repairs?

Trigger

Who confirms live activity, and on what evidence?

History

What did the yearly inspection find in each of the last three years?

Voiding

What would void this bond? Can I have the list in writing?

Transfer

Does it transfer to a buyer, and for what fee?

Renewal

What does renewal cost, and on what basis can it rise?

Lapse

What happens if I miss a renewal?

Where this goes wrong

Assuming the bond pays for repairs

Many bonds pay for retreatment only. If nobody has told you which one you hold, you do not know what you bought.

Buying a house on a clean report alone

A report describes one day. Without a bond, you have a record, not protection.

Landscaping without telling the company

Soil work against the foundation can break the treated zone and void the bond. Termite control explains how soil treatments and baits work.

Cancelling a bait contract and leaving the stations

A bait system is a service, not an installation. Ask in writing what happens to the stations and to your protection afterward.

Your inquiry

Tell us about the work

Three short steps: the job, your home, and how to reach you. Nothing goes to a pest control company unless you agree.

Free, with no obligation: a person at HyrePest reads it and replies. Matching is not live yet, so this is not a quote or a dispatch line. For an active problem today, call local pest control companies directly and check their license first.

Find a Pest Control Company

Tell us what you have seen and where you are. A person at HyrePest reads it and replies about the next step.

Step 1 of 3: your project

Questions

What is a termite bond?
An ongoing agreement, usually renewed each year, under which a company inspects and monitors a house and treats again if termites return within the term. The word “bond” is used loosely. On most agreements it is not a surety bond in the legal sense, so read what the document defines.
Does a termite bond cover damage repair?
Only if it says so. Retreatment-only agreements send a technician, and the repair bill is yours. Retreatment-and-repair agreements also pay for repairs, up to a limit. Georgia requires whichever applies to be printed in heavy black borders. Both are real products, so ask which one you hold.
How much does a termite bond cost to renew?
We publish no figure, because we hold no pricing data and renewal varies by region, house and company. What matters more is whether the price can rise, on what basis, and what happens if you miss a renewal. A lapsed bond may not restart at the old price.
Does a termite bond transfer when I sell the house?
Sometimes, often for a fee, and sometimes not. Find out before you sign, not during a sale. A bond that transfers is a real asset to a buyer. One that does not is a cost the buyer pays again.
Is a WDI inspection report the same as a warranty?
No. North Carolina’s Department of Agriculture says the report is not a warranty as to the absence of wood-destroying insects. It reports what was visible on the day of the inspection. It is also not a clearance letter and not a structural damage report.
What voids a termite bond?
Your agreement will list them. Common ones: not keeping the property as the contract requires, changing the structure or soil so the treated zone is broken, removing bait stations, refusing access for the yearly inspection, or missing a renewal. Landscaping and renovations cause several of these by accident.
Should I keep paying for a bond on a house with no termite history?
That depends more on regional pressure and how the house is built than on its history. In a high-pressure region, on a slab house that is hard to retreat, the yearly inspection does real work. Elsewhere, ask directly, and ask what the last three inspections found.

Written and audited by

HyrePest Research Desk

Primary-source research and fact checking

We are not a pest control company. We read the pesticide label rule, the agency guidance and the state board record ourselves, and publish each point with its source and the date we retrieved it.

Where a claim cannot be traced to a primary source, we leave it out and say so. We hold no dataset of pest control prices, so we publish no average price.

25
primary-source pages (EPA, CDC, eCFR, state boards) behind the fact base
7
common claims we checked, could not verify, and do not repeat
10
calculators that use your numbers, not a national average
0
average prices published, because we hold no price data

How this desk works

  • Primary sources only. Label law comes from FIFRA and 40 CFR 156, safety guidance from EPA and CDC, licensing from the state board that issues the license. We do not cite an article that cites a source.
  • Every figure carries its retrieval date. Agency pages and board rules change. A statement without the date it was read cannot be checked.
  • Identify before treating. We describe what separates one pest from another and what a good inspection looks at. We never diagnose a species from a description, and we never give pesticide application instructions.
  • What we could not verify is published too. Claims that circulate widely but trace to no current primary source are listed and left out of the pages.

Authorship on this site is organizational: the analysis belongs to the desk rather than to a named individual, and we do not publish credentials we do not hold. Our editorial policy sets out how we source, date and correct what we publish.

Sources & retrieval dates

Ga. Comp. R. & Regs. 620-6-.02 (Contracts), Georgia Secretary of State, Rules of the Georgia Structural Pest Control Commission. Retrieved September 5, 2026.
Homeowner’s Guide to the Wood Destroying Insect Report, North Carolina Department of Agriculture and Consumer Services. Retrieved September 5, 2026.
NPMA-33, Wood Destroying Insect Inspection Report, US Department of Housing and Urban Development (hosted copy). Retrieved September 5, 2026.

Information on this page is general and varies by species, region, construction and your own circumstances. It is not pesticide application advice, and a pesticide label is a legally binding instruction that takes precedence over anything written here.

HyrePest is not a pest control company: we inspect nothing, treat nothing, apply no pesticide and bond no structure. This page explains the work so you can read a proposal and judge the company that wrote it.